Credicorp Ltd. (NYSE:BAP) Q3 2024 Results Conference Call November 8, 2024 9:30 AM ET

Company Participants

Milagros Cigüeñas - Investor Relations

Gianfranco Ferrari - Chief Executive Officer

Alejandro Perez-Reyes - Chief Financial Officer

Francesca Raffo - Chief Innovation Officer

Cesar Rios - Chief Risk Officer

Carlos Sotelo - Mibanco's Chief Financial Officer

Conference Call Participants

Ernesto Gabilondo - Bank of America

Renato Meloni - Autonomous Research

Tito Labarta - Goldman Sachs

Thiago Batista - UBS

Brian Flores - Citibank

Yuri Fernandes - JPMorgan

Carlos Gomez - HSBC

Tejkiran KM - White Oak Capital

Sergey Dubin - HL

Andres Soto - Santander

Alonso Aramburu - BTG

Operator

Good morning, everyone. I would like to welcome you to the Credicorp Limited Third Quarter 2024 Conference Call. A slide presentation will accompany today's webcast, which is available in the Investors section of Credicorp's website. Today's conference call is being recorded. As a reminder, all participants will be in a listen-only. There will be an opportunity for you to ask questions at the end today's presentation. [Operator Instructions]

Now, it is my pleasure to turn the conference call over to Credicorp's IRO, Milagros Cigüeñas. You may now begin.

Milagros Cigüeñas

Thank you, and good morning, everyone. Speaking on today's call will be Gianfranco Ferrari, our Chief Executive Officer; and Alejandro Perez-Reyes, our Chief Financial Officer. Participating in the Q&A session will also be Francesca Raffo, Chief Innovation Officer; Cesar Rios, Chief Risk Officer; Carlos Sotelo, Mibanco's Chief Financial Officer.

Before we proceed, I would like to make the following safe harbor statement. Today's call will contain forward-looking statements, which are based on management's current expectations and beliefs and are subject to a number of risks and uncertainties, and I refer you to the forward-looking statements section of our earnings release and recent filings with the SEC.